The Indian banking sector is currently facing a significant uptick in personal loan defaults, most notably in small-ticket loans and rural regions. According to data compiled by the Fintech Association …
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EMI
- Finance
RBI’s rate cut may not bring immediate EMI relief for all borrowers
by Wikdailyby WikdailyThe actual transmission, whether faster, slower, or none at all, will depend on multiple factors, including the type of loan, when it was taken, the lending institution, and the benchmark …
Household debt is continuing to climb in the country and the defaults in the retail segment are also rising. Keeping these factors in mind, missing out on your personal loan …
- Finance
RBI repo rate cut: How home loan EMI, and bank FD return will change? EXPLAINED
by Wikdailyby WikdailyRBI repo rate cut: In a surprise move, the Reserve Bank of India (RBI) announced a 50 BPS repo rate cut to 5.50 per cent on Friday. The RBI Governor, …
- Finance
How can you use a personal loan EMI calculator for optimising your instalment? Find out here
by Wikdailyby WikdailyPersonal loans: If you are planning to raise a personal loan, one of the first things you are supposed to do is to compute your monthly instalment, or equated monthly …